Rideshare Accident Attorney Matching
Hurt in an Uber or Lyft — as a passenger, driver, or third party? Rideshare insurance is complicated. We match you with an attorney who untangles it.
Vetted Texas Attorneys
Texas is one of the largest rideshare markets in the country — Uber and Lyft operate in every major city, and crashes happen every day. When they do, the insurance question becomes complicated fast: which policy applies depends on what the driver was doing at the exact moment of impact. Texas Crash Network is not a law firm. We connect people injured in rideshare accidents — passengers, drivers, cyclists, and pedestrians hit by an Uber or Lyft — with vetted Texas attorneys who know how to navigate layered rideshare coverage. Our matching service is free.
The three phases of Uber and Lyft coverage
Coverage under Texas law depends entirely on what the driver was doing at the moment of the crash:
- Phase 1 — App off: only the driver's personal auto insurance applies (minimum Texas limits)
- Phase 2 — App on, waiting for a match: Uber/Lyft provide $50,000 per person / $100,000 per accident contingent liability coverage
- Phase 3 — Ride accepted or passenger on board: Uber/Lyft's $1 million liability policy is active, plus uninsured/underinsured motorist coverage
Who may be liable in a rideshare crash
A rideshare claim can involve more parties than a standard accident — all of which the attorney we match you with investigates:
- The Uber or Lyft driver (negligent operation)
- The driver's personal insurer (Phase 1 crashes)
- Uber or Lyft's commercial insurance policy (Phase 2 or 3 crashes)
- Another at-fault driver who caused the collision
- A vehicle manufacturer in cases involving defective parts
Who can file a rideshare injury claim in Texas
You may have a claim regardless of your role in the crash:
- Passengers in the rideshare vehicle when the crash occurred
- The rideshare driver injured by another negligent driver
- Occupants of another vehicle struck by the Uber or Lyft
- Pedestrians or cyclists hit by a rideshare vehicle
Common causes of rideshare accidents
Rideshare drivers face unique pressures that increase crash risk:
- Distraction from GPS navigation and in-app communication
- Driver fatigue from long back-to-back shifts
- Unfamiliarity with pickup and drop-off locations
- Sudden braking or pulling over in unsafe locations
- Speeding to maintain high ratings and acceptance rates
Critical steps to take after a rideshare crash
Evidence in rideshare cases is time-sensitive — app records can be difficult to subpoena after the fact:
- Screenshot the Uber or Lyft app — trip details, driver name, route, and time
- Call 911 and get a police report — document the crash officially
- Photograph the vehicles, the scene, and any visible injuries
- Do not rate the driver or close the app trip until you've noted all details
- Seek medical care immediately and keep all records
Compensation for rideshare crash victims
Rideshare crash victims may recover medical expenses (current and future), lost wages and reduced earning capacity, pain and suffering, and property damage. Because multiple policies may apply, the total available coverage can be significantly higher than a standard car accident. The attorney we match you with identifies every applicable policy so no compensation is left on the table. There is no fee unless your case is won.
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