One of the first questions accident victims ask is: “What is my case worth?” The honest answer is — it depends. But there are clear factors that drive settlement values in Texas personal injury cases.
Economic Damages — The Calculable Losses
Economic damages are the concrete, documentable financial losses caused by the accident:
- Medical bills: Emergency room, surgery, hospitalization, physical therapy, and future medical care
- Lost wages: Income you missed while recovering
- Loss of earning capacity: If your injuries permanently limit your ability to work
- Property damage: Repair or replacement of your vehicle
Non-Economic Damages — Pain and Suffering
Texas allows recovery for pain and suffering, emotional distress, and loss of enjoyment of life. These are calculated using a multiplier — typically 1.5x to 5x your economic damages — depending on the severity of your injuries.
Factors That Increase Settlement Value
- Severe or permanent injuries (spinal damage, TBI, amputation)
- Clear liability on the other driver’s part
- High insurance policy limits
- Strong documentation and medical records
- Drunk driving or reckless behavior by the defendant
What Should You Do?
The only way to get an accurate picture of your case value is to speak with an experienced Texas personal injury attorney. Most work on a contingency basis — no fees unless you win — so there is no risk in getting a professional evaluation.